Cost of living

Cost of Living: Da Nang vs Bali vs Lisbon (2026 Comparison)

By Jérémie Chiari17 min read
Da Nang beach, with the city and the Son Tra Peninsula in the background

Torn between Da Nang, Bali and Lisbon for your move abroad or your life as a digital nomad? These three top destinations draw thousands of French people every year in search of sunshine, quality of life and more purchasing power. But which one really offers the best value for money in 2026?

Here is a no-nonsense comparison based on real, up-to-date data. You'll find exact prices for housing, food, transportation and leisure, along with the hidden costs nobody tells you about before you leave. This guide will help you make an informed decision and avoid unpleasant financial surprises.

Overview: What Monthly Budget for Each Destination?

Let's start with the big picture. The average monthly budget to live comfortably varies considerably between these three destinations. In Da Nang, expect between €800 and €1,500 per month for a single person with a comfortable standard of living. In Bali, that budget climbs to €1,200 - €2,000, while in Lisbon you need to plan for at least €1,500 - €2,500.

These gaps come down to several factors: the level of economic development, tourist pressure and expat demand. Da Nang remains the most affordable of the three, with a cost of living 40% lower than Lisbon's and 25% lower than Bali's. Vietnam still has a very affordable local economy, unlike Bali, which has seen significant inflation since 2023, or Lisbon, which is going through rapid gentrification.

Tip: These budgets are for a "comfortable" lifestyle (modern apartment, eating out regularly, going out). You can live on 30-40% less by adopting a more local lifestyle, but your quality of life will take a noticeable hit.

Da Nang's real advantage is price stability. Unlike Bali, where prices swing enormously with the seasons (high season from July to September and December-January), or Lisbon, where property inflation is running wild (+15% per year since 2021), Da Nang offers fairly consistent prices all year round. To dig deeper, see our complete guide to a monthly budget in Da Nang with concrete examples.

Housing: The Most Telling Expense

Housing generally accounts for 30 to 50% of an expat's monthly budget. This is where the differences between our three destinations become glaring.

Da Nang: The Best Value for Money

In Da Nang, a modern 35-40 m² studio in a pleasant neighborhood (An Thuong, My An) costs between €250 and €400 per month (6,750,000 - 10,800,000 VND). For a 60 m² one-bedroom apartment with a pool, gym and sea view, expect €450 - €700 (12,150,000 - 18,900,000 VND). High-end serviced apartments (concierge, cleaning) start at €800 (21,600,000 VND).

The rental market is very flexible: no outrageous agency fees (usually 50% of one month's rent), room to negotiate on longer leases, and landlords often accept monthly payments without an excessive deposit (1 to 2 months maximum).

Bali: Tourist-Driven Inflation

In Bali (Canggu, Seminyak, Ubud), prices have skyrocketed since 2022. An equivalent studio now costs €400 - €650 per month, and a modern one-bedroom ranges from €700 to €1,200. Villas with a private pool, very popular with digital nomads, start at €1,000 and can reach €2,500 in high-demand areas.

The island is under intense housing pressure: demand from Western and Australian expats far outstrips the supply of quality housing. The result: landlords favor more profitable short-term rentals (Airbnb), making it hard to find affordable annual leases.

Lisbon: European Gentrification

Lisbon has become one of Europe's most expensive capitals for housing. A studio in the central neighborhoods (Baixa, Chiado, Príncipe Real) costs at least €700 - €1,000, and a one-bedroom easily exceeds €1,200 - €1,800. Outlying neighborhoods (Benfica, Olivais) offer gentler prices (€600 - €900 for a one-bedroom), but at the cost of a lower quality of life.

The Portuguese market is also very rigid: high agency fees (1 month's rent), a 2-3 month deposit, pay stubs or guarantors required, and landlords wary of self-employed people and digital nomads.

Criterion Da Nang Bali Lisbon
Modern studio (35-40 m²) €250-400 €400-650 €700-1,000
One-bedroom with amenities (60 m²) €450-700 €700-1,200 €1,200-1,800
Villa/high-end apartment €800-1,500 €1,000-2,500 €1,800-3,000
Agency fees 50% of 1 month 0-1 month 1 month
Average deposit 1-2 months 1 month 2-3 months
Short-lease flexibility 5/5 3/5 2/5

Tip: In Da Nang, always negotiate a 6- or 12-month lease to get a 10-15% discount. Landlords prefer stability and are open to arrangements.

Food: Between Local Markets and Restaurants

Food is the category where living like a local makes all the difference. Eating like a resident or like a tourist can multiply your budget by 3 or 4.

Da Nang: Affordable Gastronomy

Vietnam is a paradise for food lovers on a tight budget. A full street food meal (bánh mì, phở, bún chả) costs between €1 and €2.50 (27,000 - 67,500 VND). Local restaurants serve dishes for €2.50 - €5 (67,500 - 135,000 VND), while Western or high-end restaurants charge €8 - €20 (216,000 - 540,000 VND) per dish.

At markets and supermarkets, prices are unbeatable: 1 kg of rice (€0.80), 1 kg of chicken (€3.50), 12 eggs (€1.50), 1 kg of tomatoes (€0.70). A weekly grocery budget for one person cooking at home: €25 - €40 (675,000 - 1,080,000 VND). Imported products (cheese, wine, French charcuterie) are 2 to 3 times more expensive than in France, but remain affordable as occasional treats.

Bali: The Warung vs Hipster Cafe Paradox

Bali is a place of extreme contrasts. Warungs (local restaurants) serve Indonesian dishes for €2 - €4, but as soon as you step into a trendy cafe in Canggu or a restaurant in Seminyak, prices shoot up: €8 - €15 for a dish, €5 - €7 for a smoothie bowl.

Supermarkets sit in the middle: 1 kg of rice (€1.20), 1 kg of chicken (€5), 12 eggs (€2.50), 1 kg of tomatoes (€1.50). Weekly grocery budget: €40 - €70. The island imports a lot of its products, which explains why prices are higher than in Vietnam. To learn more about food costs, see our guide to food prices in Vietnam.

Lisbon: European Prices, Portuguese Quality

Lisbon is still more affordable than Paris or London, but prices are clearly European. A meal in a traditional restaurant (tasca) costs €10 - €18, while tourist restaurants charge €15 - €30 per dish. Fast-food chains run around €7 - €10 per meal.

At the supermarket: 1 kg of rice (€1.50), 1 kg of chicken (€6), 12 eggs (€2.80), 1 kg of tomatoes (€2). Weekly grocery budget: €50 - €80. Wine and seafood remain affordable compared with the rest of Europe, but overall Lisbon is 60% more expensive than Da Nang for food.

Category Da Nang Bali Lisbon
Street/local meal €1-2.50 €2-4 €6-10
Mid-range restaurant €2.50-5 €5-10 €10-18
Western/high-end restaurant €8-20 €8-15 €15-30
Coffee/cappuccino €1-2 €2.50-5 €1.50-3
Local beer (bar) €1-1.50 €2-3 €2.50-4
Weekly groceries (1 person) €25-40 €40-70 €50-80

Tip: In Da Nang, adopt the local rhythm: street breakfast (bánh mì, coffee), lunch at a local restaurant (com tam, bún), and cook in the evening. You'll eat wonderfully well for €150/month all-in.

Transportation: Getting Around Town and Beyond

Daily mobility directly affects your quality of life and your budget. The three destinations offer very different models.

Da Nang: The Freedom of the Scooter

In Da Nang, the scooter is king. Monthly rental: €40 - €70 (1,080,000 - 1,890,000 VND) depending on the model; fuel: €25 - €35/month (675,000 - 945,000 VND) for daily use. Buying a used scooter: €300 - €800 (8,100,000 - 21,600,000 VND); new: €1,200 - €2,500 (32,400,000 - 67,500,000 VND).

Taxis and Grab (the local equivalent of Uber) are very affordable: €0.40/km (10,800 VND), with an average ride in town costing €2 - €4 (54,000 - 108,000 VND). Public transportation exists but remains limited. Total monthly transportation with a scooter: €65 - €105 (1,755,000 - 2,835,000 VND).

Bali: Between Scooters and Private Drivers

A scooter is just as essential in Bali. Rental: €50 - €80/month; fuel: €30 - €45/month. Taxis and apps (Gojek, Grab) cost €0.50/km, but traffic jams in Canggu and Seminyak can make travel times balloon.

Many expats opt for a private driver by the day (€25 - €40) or by the week (€150 - €250), especially families. Total monthly transportation: €80 - €125 without a driver, €200 - €350 with an occasional driver.

Lisbon: Efficient Public Transportation

Lisbon has an excellent public transportation network. Unlimited monthly pass (metro, bus, tram): €40; single ticket: €1.50. Taxis and Uber are more expensive: €0.80/km during the day, €1/km at night, with an average ride costing €8 - €15.

A car is rarely necessary downtown, but if you rent one: €250 - €400/month + fuel (€60 - €100/month) + parking (€80 - €150/month). Total monthly transportation: €40 - €80 on public transit, €400 - €650 with a car.

Tip: In Da Nang, buy a scooter in your first month if you're staying longer than 6 months. It pays for itself quickly and is easy to resell when you leave.

Leisure, Sports and Social Life: Everyday Quality of Life

Quality of life isn't just about fixed expenses. Leisure, sports and a social life are essential to thriving in your new city.

Da Nang: Affordable Activities and Nature Everywhere

Da Nang offers an exceptional setting at gentle prices. Modern gym membership: €25 - €45/month (675,000 - 1,215,000 VND); yoga class: €5 - €8 (135,000 - 216,000 VND); surf lesson: €15 - €25 (405,000 - 675,000 VND). The beaches are free and gorgeous, and the Marble Mountains are accessible for a few euros.

Movie ticket: €3 - €5 (81,000 - 135,000 VND); bowling: €2/game (54,000 VND); go-karting: €15/session (405,000 VND). Bars offer unbeatable happy hours: beers for €1 (27,000 VND), cocktails for €3 - €5 (81,000 - 135,000 VND). A comfortable monthly leisure budget: €150 - €300 (4,050,000 - 8,100,000 VND).

The expat community is lively and welcoming, with plenty of free or low-cost events: networking evenings, French-speaking happy hours, group sports outings. To learn more, see our article on the French community in Vietnam.

Bali: A Wellness Paradise... at a Premium

Bali has positioned itself as the mecca of yoga, surfing and wellness. But that reputation comes at a cost. Gym membership: €50 - €100/month; premium yoga class: €15 - €25; surf lesson: €35 - €50. Yoga and wellness retreats are everywhere, but cost €500 - €2,000 per week.

Movie ticket: €6 - €9; beach clubs: €30 - €80 per day (minimum spend). A night out at the trendy bars of Seminyak or Canggu easily runs €50 - €100 per person. Monthly leisure budget: €300 - €600 for a "Bali lifestyle."

The island still offers free or low-cost nature activities: hikes, waterfalls, rice terraces. The trap is getting swept up in a whirlwind of overpriced Instagrammable activities.

Lisbon: European Culture and Nightlife

Lisbon shines for its cultural offering. Gym membership: €30 - €60/month; yoga class: €12 - €18; surfing (Cascais, Ericeira): €30 - €45 per lesson. Museums are affordable (€5 - €12) and often free on Sunday mornings.

Movie ticket: €7 - €10; theater/concert: €15 - €40. The nightlife is lively: beers at a bar €3 - €5, cocktails €8 - €12, club entry €10 - €20. The Bairro Alto and Cais do Sodré neighborhoods have a festive atmosphere, but the bills add up fast. Monthly leisure budget: €250 - €500.

Portugal also offers wonderful getaways nearby: Sintra, Porto, the Algarve, reachable by train or bus for €15 - €40 round trip.

Activity Da Nang Bali Lisbon
Gym membership €25-45 €50-100 €30-60
Yoga class €5-8 €15-25 €12-18
Surf lesson €15-25 €35-50 €30-45
Movie ticket €3-5 €6-9 €7-10
Night out at a bar (2 people) €15-30 €50-100 €40-70
Monthly leisure budget €150-300 €300-600 €250-500

Tip: In Da Nang, take advantage of "expat deals": many businesses offer permanent discounts to residents (20-30% when you show your residence card). That radically changes your leisure budget.

Services and Healthcare: Coverage and Quality of Care

Healthcare is a non-negotiable expense. Comparing healthcare systems and their costs is essential before choosing your destination.

Da Nang: Affordable Private Care

Vietnam has a two-tier healthcare system. Public hospitals are very cheap, but the language barrier and wait times are a problem. Expats prefer international private clinics and hospitals (Family Medical Practice, Vinmec), where consultations cost €30 - €60 (810,000 - 1,620,000 VND), far less than in France without supplemental insurance.

Comprehensive international health insurance costs €80 - €200/month depending on age and coverage. Dental care is exceptionally affordable: cleaning €20 (540,000 VND), filling €30 (810,000 VND), crown €200 (5,400,000 VND). Many expats take advantage of their stay to have major dental work done at rock-bottom prices. For more details, see our guide to health insurance in Vietnam.

Haircut: €3 - €8 (81,000 - 216,000 VND); massage: €7 - €15 (189,000 - 405,000 VND); manicure-pedicure: €8 - €12 (216,000 - 324,000 VND). Total monthly services: €100 - €250 (insurance included).

Bali: Variable Quality, Rising Prices

Bali has good international clinics (BIMC, Siloam), but costs are higher than in Vietnam. Consultation: €40 - €80; emergency room: €100 - €300. International health insurance is essential: €100 - €250/month.

Dental care is decent: cleaning €35, filling €50, crown €350. Watch out for "tourist" clinics that charge excessive rates. Haircut: €8 - €20; Balinese massage: €10 - €25; spa: €30 - €80. Total monthly services: €150 - €350.

Lisbon: A European Healthcare System

Portugal has a good public healthcare system (SNS), accessible to European residents. Wait times for specialists can be long. Private clinics charge €60 - €120 per consultation; emergency room: €150 - €400.

Private health insurance costs €50 - €150/month to supplement the public system. Dental care: cleaning €50, filling €80, crown €500. Haircut: €15 - €40; massage: €40 - €70. Total monthly services: €100 - €300.

Tip: In Da Nang, negotiate an annual package with your private clinic. You'll get 15-20% off consultations and tests. French- or English-speaking doctors are plentiful at international facilities.

Taxes and Optimization: The Often-Forgotten Factor

Local taxes directly affect your real purchasing power. It's a crucial factor that future expats often underestimate.

Da Nang: How Residents Are Taxed

Beware of a common misconception: if you are a Vietnamese tax resident (present more than 183 days/year), you are taxable in Vietnam on your worldwide income, including foreign income, whether or not you bring it into Vietnam. The progressive scale runs from 5% to 35%.

The France-Vietnam tax treaty prevents double taxation. To dig into this complex topic, read our complete guide to expat taxes in Vietnam.

Local VAT: 10% (8% for some services), included in displayed prices. No additional local taxes on rent or services.

Bali: A Tax Gray Area

Indonesia tightened its rules in 2023-2024. Officially, any foreigner working from Bali should hold a work permit (KITAS) and pay Indonesian taxes (5% to 35% depending on income). In practice, many digital nomads stay on a tourist visa and declare nothing, but that is illegal and risky.

The Indonesian government announced an official digital nomad visa for 2024-2025, but the tax arrangements remain unclear. VAT: 11%. Beware of fines if you're audited: €5,000 - €50,000 depending on the severity.

Lisbon: An Attractive but Changing NHR Regime

Portugal long attracted expats with its NHR (Non-Habitual Resident) tax regime: 0% tax on foreign income for 10 years for new residents. The regime was reformed in 2024: new arrivals now get a flat 20% rate on foreign income (instead of 0%), which is still attractive but less so than before.

VAT: 23% (the highest in Europe), which affects all your everyday purchases. Local tax on rental income: 28% for landlords (passed on to rents). Property tax (IMI): 0.3% to 0.8% of the assessed value.

Tip: Da Nang offers the best tax compromise for digital nomads and online entrepreneurs. Consult a tax expert before you leave to optimize your situation legally.

Education and Family Life: For Expats with Children

If you're moving as a family, education becomes a major budget item.

Da Nang: Accessible International Schools

Da Nang has several quality international schools. The American International School (AIS) and the British International School (BIS) charge between €8,000 and €15,000/year depending on the grade level (preschool through high school). That's 40-60% cheaper than international schools in Singapore or Hong Kong.

Bilingual Vietnamese-English schools are more affordable: €3,000 - €6,000/year. Nurseries and daycare: €200 - €400/month. Extracurricular activities (sports, music, arts): €30 - €80/month per activity.

For a family with 2 children, the annual education budget is €16,000 - €30,000 (international schools) or €6,000 - €12,000 (bilingual schools). Check out our complete guide to living in Vietnam with children.

Bali: Expensive International Schools

Bali has well-known international schools (Green School, Canggu Community School, Bali Island School), but fees are high: €12,000 - €25,000/year depending on the school and grade level. Waiting lists are long for the best schools.

Nurseries and daycare: €300 - €600/month. Extracurricular activities: €50 - €120/month. Education budget for 2 children: €24,000 - €50,000/year. This is the item that blows up family budgets in Bali.

Lisbon: Free Public Schools or Expensive Private Ones

Portugal offers a free, good-quality public school system, but in Portuguese. French schools (Lycée Français Charles Lepierre) cost €4,000 - €8,000/year. English-language international schools: €10,000 - €20,000/year.

Public nurseries: €200 - €400/month; private: €400 - €800/month. Extracurricular activities: €40 - €100/month. Education budget for 2 children: €8,000 - €40,000/year depending on whether you choose public or private.

Criterion Da Nang Bali Lisbon
International school (per child/year) €8,000-15,000 €12,000-25,000 €10,000-20,000
Bilingual/local school (per child/year) €3,000-6,000 €6,000-10,000 €0-8,000
Nursery/daycare (per month) €200-400 €300-600 €200-800
Extracurricular activities (per month) €30-80 €50-120 €40-100

Hidden Costs and One-Off Expenses to Plan For

Beyond the recurring monthly budget, some one-off expenses can throw your financial planning off course.

Visas and Residence Permits

Da Nang (Vietnam): 90-day tourist visa: €25 (e-visa), renewable. 1-year business visa (multiple entry): €150 - €250 through an agency. Temporary residence card (TRC): €50 - €100 depending on the duration. Annual renewals: €100 - €200. For everything you need to know, see our complete guide to Vietnam visas.

Bali (Indonesia): 30-day visa on arrival: €35, extendable once (+€35). KITAS (1-2 year residence permit): €1,000 - €2,000 through a sponsor. Renewals and mandatory border exits: €200 - €400/year.

Lisbon (Portugal): No visa needed for French citizens (EU). Residence application: free, but a lot of paperwork. Residence card: €15. Renewal every 5 years.

Plane Tickets and Trips Back to France

Da Nang: Paris-Da Nang round trip: €600 - €1,200 depending on the season (low/high). A layover is unavoidable (Dubai, Bangkok, Singapore). Plan for 1-2 trips home a year: €1,200 - €2,400/year.

Bali: Paris-Bali round trip: €650 - €1,300. Distances similar to Vietnam. Annual budget: €1,300 - €2,600.

Lisbon: Paris-Lisbon round trip: €100 - €300 (direct low-cost flights). Easy to go home regularly. Annual budget: €400 - €1,200 for 4-6 trips.

Insurance and Protection

Beyond health insurance, remember: repatriation insurance (€50 - €150/year), renters insurance (€100 - €300/year), liability insurance (€50 - €100/year), scooter/car insurance (€150 - €400/year).

Tip: In Da Nang, bundle your policies with a broker specializing in expats to save 20-30%.

Final Verdict: Which Destination for Which Profile?

After this detailed analysis, here are our recommendations based on your profile and priorities.

Choose Da Nang If:

  • You're looking for the best overall value for money (40% cheaper than Lisbon)
  • You're a digital nomad or online entrepreneur (favorable taxes)
  • You want a high quality of life without breaking the bank (beach, mountains, modern city)
  • You enjoy Asian food and cultural adventure
  • You have children (affordable international schools)
  • You want to maximize your purchasing power and save

Realistic monthly budget: €800 - €1,500 (single), €1,500 - €2,500 (couple), €2,500 - €4,000 (family with 2 children).

Choose Bali If:

  • You prioritize the "wellness" vibe and the yoga/surf community
  • You have a comfortable budget (at least €1,500 - €2,500/month)
  • You work in digital and can afford the extra cost
  • You don't have children (very expensive schools)
  • You can live with unstable prices and tourist pressure
  • You speak fluent English (few French speakers)

Realistic monthly budget: €1,200 - €2,000 (single), €2,000 - €3,500 (couple), €4,000 - €6,500 (family with 2 children).

Choose Lisbon If:

  • You want to stay in Europe (easier paperwork, close to France)
  • European culture and a Latin language appeal to you
  • You have a comfortable budget (at least €1,500 - €2,500/month)
  • You prioritize safety and political stability
  • You want to go back to France regularly (direct low-cost flights)
  • You're a retiree with a comfortable pension

Realistic monthly budget: €1,500 - €2,500 (single), €2,500 - €4,000 (couple), €4,000 - €6,000 (family with 2 children).

Our objective recommendation: For most profiles (digital nomads, young retirees, families), Da Nang offers the best balance of cost of living, quality of life, opportunities and stability. You'll live better for 40% less than in Lisbon and 25% less than in Bali, while enjoying modern infrastructure, exceptional nature and favorable taxes.

Conclusion: Make an Informed Decision

You now have a complete, factual picture of the cost of living in Da Nang, Bali and Lisbon. The numbers are clear: Da Nang stands out as the most affordable destination of the three, with a cost of living 40% lower than Lisbon's and 25% lower than Bali's, with no compromise on quality of life.

Beyond the raw numbers, Da Nang offers price stability, favorable taxes for digital nomads, modern infrastructure and a lively expat community. It's the ideal destination to maximize your purchasing power while enjoying an exceptional setting: idyllic beaches, mountains, refined cuisine and an unbeatable cost of living.

Whether you're single, a couple or a family, and whether you're looking to start a business, work remotely or enjoy your retirement, Da Nang checks every box. To explore other aspects of life in Vietnam, read our complete Vietnam vs France comparison.

Frequently asked questions

Jérémie Chiari

Author, based in Da Nang

A French entrepreneur living in Da Nang, Jérémie writes these guides from first-hand experience and official sources, cited and dated.

About the author